We protect your interests by making sure that the property is currently registered and that there are no debts attached to the property. We ascertain what property taxes (IBI) and outstanding bills are due. These include community fees, water, gas, electric, telephone and alarm bills. We also determine the value added tax (Plus Valia) due at the time of the closing.
We hire a professional and independent service firm, Interhelp Service, to obtain this information. They have many years of experience in doing this and they are very reliable.
The notary in Spain does not perform the same duties as the notary or solicitor in your home country. Here the notary makes a deed (escritura) where he writes down the wishes of the parties involved, judges their identity and legal capacity and composes the document according to the parties’ instructions. He makes sure that it fits the legal requirements. He also cautions both parties about the obligations each must fulfil as a result of making the agreement.
The choice of the notary is made by the party paying the notary’s fees. This is usually the buyer. We accompany you to the notary and provide translation of the proceedings.
You are not obligated to submit your new title deed to the Property Registry, but we strongly recommend that this be done immediately after the closing. Otherwise, you cannot sell the property. Interhelp Service can arrange for the tax declarations of the purchase and submit the deed at the appropriate Property Registry, if you choose. Their costs are 350 euros plus VAT.
Handing over the property and the keys normally takes place once the full purchase price is paid and the deed signed. This is usually at the notary’s office.
Once the deed has been signed, you can then transfer services such as water, gas, electricity and alarm. We recommend that you put the services in your name and set up a direct debit to your Spanish bank account to prevent payment problems. Be Spoiled Properties helps you to do this using the services of Interhelp Service. Sometimes the utility companies will charge you a small fee for transferring the name and a greater fee if it is a first time connection.
This becomes your responsibility once you take possession of the property.
We are not affiliated with any insurance agencies or companies,
but we can provide recommendations for both property and medical insurance.
Katy will help you to find the best Insurance.
For more information :
Tel : +34 965744412 / +34 639366962
When you have found the home you wish to purchase, discuss your decision with us. Your offer should include the price you want to pay and the terms and conditions of purchase. We will advise the seller of your offer and, if accepted, we will make a sales contract which includes:
If you require a mortgage, we can help you to obtain one with a Spanish bank.